Discover platforms where you can play casino-style games and redeem real prizes. Available in most US states, no purchase necessary.
Real Money Online Casinos: Licensed US Sites Compared
Real-money online casinos are licensed in seven US states: Connecticut, Delaware, Michigan, New Jersey, Pennsylvania, Rhode Island, and West Virginia. You must be physically inside one of them to play.
Real Money Online Casinos in MI, NJ, PA, and WV
Online casinos are only legal in a handful of US states and on this page, you’ll find online casino bonuses from sites in Michigan, New Jersey, Pennsylvania, and West Virginia. Below, we get into the top online casinos in each location.
Where are you playing from?
All nine casinos on this page are licensed in New Jersey, more than any other state we cover.
Online casinos are also available in Connecticut, Delaware, and Rhode Island, but on this page you can only claim the bonuses listed for Michigan, New Jersey, Pennsylvania, and West Virginia.
Online Casino Alternatives In Your State
Online casinos are only legal in a handful of states, as you can see above. If you live anywhere else, you can’t legally deposit real money at one, no matter how good the bonus looks. Sweepstakes casinos fill that gap. They’re available to play in most states across the country, since they don’t run on real-money wagering the way online casinos do.
Instead, they use a dual-currency model, which is also why they’re legal to offer so widely. You get two types of coins: Gold Coins, which you play with for fun and can’t cash out, and Sweeps Coins, which you can redeem for real cash prizes. Most sites give you a batch of both for free just for signing up, and you can also buy more Gold Coins, which typically comes with bonus Sweeps Coins attached. Because no purchase is required to play or win, sweepstakes casinos operate under sweepstakes law rather than gambling law, and that’s the legal basis that lets them reach players in states where online casinos can’t.
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Sweepstakes Casinos vs. Online Casinos
The games will feel familiar either way. Where the two differ is in their currencies and where they can be accessed.
| Category | Sweepstakes Casinos | Online Casinos |
|---|---|---|
| 📍 Where you can play | Available in most states | Legal in CT, DE, MI, NJ, PA, RI, and WV (bonuses on this page cover MI, NJ, PA & WV) |
| 🪙 Currency used | Dual currency: Gold Coins (play money) and Sweeps Coins (redeemable) | Real money |
| 💵 Cost to start | Free GC & SC at signup with optional first-purchase bonuses | Most offer a small no-deposit bonus to start, but depositing unlocks the bigger welcome bonus |
| 🎰 Game types | Slots, blackjack, roulette, live dealer games | Slots, blackjack, roulette, live dealer games |
| 🤑 Cashing out | Redeem Sweeps Coins for cash prizes | Withdraw winnings directly as cash |
| ⚖️ Legal framework | Sweepstakes law | State gambling regulation |
The games themselves are the common ground. Slot titles, table games, and even live dealer rooms show up on both types of sites, often from the same software studios. The real difference is what’s riding on each spin. At an online casino, you’re wagering real money and withdrawing real winnings. At a sweepstakes casino, you’re playing with coins, and only the Sweeps Coins side carries any cash value when you redeem it.
Online Casino Comparison: Offers, Payouts and Support
Picking an online casino usually comes down to a few key factors, including: what you get for signing up, how fast you can get your money out, and whether anyone actually answers when something goes wrong. The table below lines up our best online casinos on those three points, in the same order as the list above, based on what we found when we signed up and tested each one ourselves.
| Online Casino | Offer | Withdrawal Time | Support |
|---|---|---|---|
| 🦁 BetMGM Casino | Up to 1,000 Bonus Spins, with a chance to Spin the Wheel (varies by state) | Advertised 3–5 days, varies by method | Live chat, email, phone (varies by state), 24/7 help center |
| 🏈 DraftKings Casino | 1,000 Flex Spins Including 100 Lightning Link Spins | Advertised within 24 hours (PayPal/Venmo) | Live chat 24/7, email, no phone |
| 🌊 BetRivers Casino | Up to $500 deposit match, plus 500 Bonus Spins | 12 hours (PayPal) | Live chat (tested, agent reached in under 2 minutes), email, no phone |
| 📣 FanDuel Casino | Deposit $5, get 1,500 Bonus Spins & a $25 Casino Bonus | Advertised 1 to 2 business days (PayPal/Venmo) | Live chat, email, callback (up to 48 hours), no direct phone line |
| 🔥 Fanatics Casino | Deposit and wager $5 for 1,000 Bonus Spins on 7’s Fire Blitz Hotstepper 2 | Advertised within 24 hours (PayPal/Venmo) | Live chat, email |
| 🪙 Golden Nugget Casino | Play $5, Get 500 Flex Spins on select games | Within 24 hours (PayPal) | Live chat 24/7 (tested, agent reached in about 3 minutes), email |
| Hard Rock Bet Casino | 500 bonus spins on Huff N’ More Puff & loss-back insurance of up to $500 on their first 24 hours of play | With 24 hours via PayPal/Play+ | Live chat, email |
| Borgata Casino | 100% match up to $500 OR up to 200 Bonus Spins on deposit + Chance to win 1,000 Bonus Spins | Within 24 hours via Visa/Skrill/Play+/PayPal; up to 3 weeks for bank transfer or mailed check | Live chat, email, phone (609-317-1000) |
| PlayStar Casino | 100% deposit match up to $500 & up to 500 bonus spins | Within 24 hours for PayPal/Play+; ACH and VIP Preferred can take longer | Live chat, email, phone |
Licensed Online Casinos, One by One
Now let’s get into the specifics. Each casino below gets its own rundown: the current offer, how fast it actually paid us out when we tested it, and the pros and cons worth knowing before you sign up.
BetMGM Casino: offer, payouts and test results
New customers at BetMGM Casino can earn up to 1,000 Bonus Spins and a shot at spinning a bonus wheel. The offer activates with a $10 deposit in every legal state. Bonus spins must be used within 7 days, while the Spin the Wheel deposit boost stays available for up to 10 days. A 15x wagering requirement applies to the bonus, with online slots counting in full and table games and live dealer games counting at a reduced rate.
- Offer Available In: MI, NJ, PA & WV
- Payout time: Advertised 3–5 business days, varies by method.
- Support: Live chat, email, phone (varies by state), 24/7 help center.
DraftKings Casino: offer, payouts and test results
DraftKings Casino is currently offering new players 1,000 Flex Spins, including 100 Lightning Link Spins, after a $5 deposit and opting in to the promotion. The 100 Lightning Link spins can only be used on that game, while the remaining spins work across a wider selection of more than 100 titles. Spins expire 24 hours after they’re issued each day, and the promotion runs through Nov. 22, 2026. The review page for this offer doesn’t list a wagering requirement.
- Offer Available In: MI, NJ, PA & WV
- Payout time: Advertised within 24 hours (PayPal/Venmo).
- Support: Live chat and email, 24/7. No phone line.
BetRivers Casino: offer, payouts and test results
New players at BetRivers Casino can receive up to $500 in a deposit match, along with 500 Bonus Spins, after making a $10 deposit. The Bonus Money comes with a 1x wagering requirement that must be cleared within 30 days of being issued, and most slot games count toward meeting it. Depending on the state, the bonus spins play on either Lion Links or Lightning Gorilla.Depositing $5 at FanDuel Casino unlocks 1,500 Bonus Spins and $25 in Casino Bonus for new players. Both the casino bonus funds and any bonus spin winnings carry a 1x wagering requirement that must be met before they can be withdrawn. Spins that go unused expire 7 days after they’re issued.
- Legal In: MI, NJ, PA & WV
- Payout time: Tested: 12 hours via PayPal (Michigan).
- Support: Live chat (agent reached in under 2 minutes during testing), email. No phone line.
FanDuel Casino: offer, payouts and test results
Depositing $5 at FanDuel Casino unlocks 1,500 Bonus Spins and a $25 Casino Bonus for new players. Both the casino bonus funds and any bonus spin winnings carry a 1x wagering requirement that must be met before they can be withdrawn. Spins that go unused expire 7 days after they’re issued.
- Offer Available In: MI, NJ, PA & WV
- Payout time: Advertised 1 to 2 business days (PayPal/Venmo).
- Support: Live chat, email, callback option (up to 48 hours). No direct phone line.
Fanatics Casino: offer, payouts and test results
New players who deposit and wager $5 at Fanatics Casino can earn 1,000 bonus spins on 7’s Fire Blitz Hotstepper 2, paid out as 100 spins per day over 10 days. Pennsylvania and West Virginia players need a $10 deposit to qualify, while Michigan and New Jersey players can qualify with just a $5 wager. Winnings from the spins carry a 1x wagering requirement, and each day’s spins expire at 11:59 p.m. ET, in line with the 10-day payout schedule.
- Offer Available In: MI, NJ, PA & WV
- Payout time: Advertised within 24 hours (PayPal/Venmo).
- Support: Live chat and email.
Golden Nugget Casino: offer, payouts and test results
- Offer Available In: MI, NJ, PA, & WV
- Payout time: Tested: within 24 hours via PayPal (New Jersey).
- Support: Live chat 24/7 (agent reached in about 3 minutes during testing), email. No phone line.
Hard Rock Bet Casino: offer, payouts and test results
New players at Hard Rock Bet Casino can claim 500 bonus spins on Huff N’ More Puff, along with loss-back insurance of up to $500 on their first 24 hours of play. A $10 minimum deposit is required to qualify. The spins carry no wagering requirement, while the loss-back credit carries a 1x wagering requirement that applies to online slots only. Spins expire after 7 days, and the loss-back credit expires after 14 days. No promo code is needed.
- Offer Available In: MI & NJ
- Payout time: Tested: $250 Venmo withdrawal approved same evening, arrived next morning — under 48 hours total.
- Support: Live chat (human agent in under 3 minutes across five tests), email, daytime phone line.
Borgata Casino: offer, payouts, and test results
Two welcoming offers are available for signing up at Borgata Casino: a 100% deposit match up to $500, or up to 200 Bonus Spins on a first deposit. Either way, players also get a chance to win 1,000 Bonus Spins on the house through a Spin the Wheel feature that unlocks over 8 days after that deposit. The deposit match carries a 15x wagering requirement that must be cleared within 30 days, and the minimum deposit to qualify is $10 with promo code CASTODAY.
- Offer Available In: NJ & PA
- Payout time: Advertised about 24 hours for PayPal and Skrill once approved, though all withdrawals first go through an internal review of up to 24 hours.
- Support: Live chat (agent reached in under 2 minutes during testing), though chat only appears after a help-center FAQ flow first.
PlayStar Casino: offer, payouts and test results
New players at PlayStar Casino can claim a 100% deposit match up to $500, plus up to 500 bonus spins that unlock in stages across three qualifying deposits of $20 or more. The deposit match carries a 30x wagering requirement due within 30 days, while winnings from the spins carry a 1x wagering requirement. Claiming the bonus requires players to be at least 25 years old, even though the legal play age is 21. No promo code is needed.
- Offer Available In: NJ
- Payout time: No tested withdrawal time reported. Advertised: instant for Play+ card/cage pickup, 1–2 banking days for PayPal, 3–5 banking days for ACH.
- Support: Live chat and phone, 9 a.m. to 1:30 a.m. ET, plus email. No chat-bot test reported.
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Every Licensed Online Casino State by State
| State | Online Casino |
|---|---|
| New Jersey | 30 licensed online casino brands, per a July 23, 2026 report citing the Division of Gaming Enforcement’s figures, including Bally Bet Casino and Borgata Casino. |
| Pennsylvania | About a dozen licensed, land-based casinos offer online casino brands, per the Gaming Control Board’s current master list, including BetRivers Casino and Golden Nugget Casino. |
| Michigan | The Michigan Gaming Control Board lists 16 licensed online casino brands, including Hard Rock Bet Casino and Fanatics Casino. |
| West Virginia | 10 licensed operators, including DraftKings Casino, FanDuel Casino, and BetMGM Casino. |
How We Compare Online Casinos
Every casino on this page is scored the same way, on six categories with fixed weights. A higher weight means the category moves the overall score more.
| Category | Weight | What it measures |
|---|---|---|
| Welcome offer | 30% | Stated value, cost to unlock, wagering, speed, flexibility |
| Payout speed and reliability | 20% | Fastest tested withdrawal, number of methods, minimums |
| Games | 20% | Total games, table games, live dealer, average RTP |
| Customer support | 10% | Channels, live chat time to a person, email reply time |
| App experience and responsible gaming | 10% | App store ratings, RG tools, technical basics |
| Rewards for existing players | 10% | Recurring promos, terms, loyalty and referral value |
Welcome offer
This is usually the biggest reason people pick one casino over another, so it carries the most weight in our scoring. And the key is not to only consider the total welcome bonus amount. While it does make a huge impression, we also check how much you have to wager before you can actually withdraw the bonus, how long that takes, and whether a normal player could realistically clear it.
Payout speed and reliability
A great bonus matters little if you can’t get your money out when you want it. We time how long withdrawals actually took during testing, not just what the casino advertises, and we look at how many ways you can cash out and the smallest amount you’re allowed to withdraw.
Games
Once the bonus is gone, the games are what keep you playing. We look at how many games each casino offers, how many table games and live dealer options are in the mix, and the average payback percentage across the most popular titles.
Customer support
Sooner or later something comes up, usually a deposit that didn’t go through, a bonus question, or a slow withdrawal. We test how fast live chat responds, how long email takes, and how many ways there are to actually reach a real person.
App experience and responsible gaming
Most people play from their phone these days, so we check how each casino’s app is rated and whether it actually runs smoothly. We also make sure the basics are there, like deposit limits, time-outs, and self-exclusion tools you can find without digging.
Rewards for existing players
The best casinos don’t stop giving you reasons to stick around once the welcome bonus is used up. We watch how often real promotions come around, how fair the terms are, and whether the loyalty or referral program is actually worth anything.
Online Casino Payout Times We Tested
We timed real withdrawals at each casino, from request to funds landing in our account, using the payment method most readers ask about.
| Casino | Method | Time | Status |
|---|---|---|---|
| BetMGM Casino | Varies by method | 3 to 5 business days | Advertised |
| DraftKings Casino | PayPal/Venmo | Within 24 hours | Advertised |
| BetRivers Casino | PayPal | 12 hours (tested in Michigan) | Tested |
| FanDuel Casino | PayPal/Venmo | 1 to 2 business days | Advertised |
| Fanatics Casino | PayPal/Venmo | Within 24 hours | Advertised |
| Golden Nugget Casino | PayPal | Within 24 hours (tested) | Tested |
Online Casino Payment Methods
Most licensed casinos support a similar mix of ways to deposit and withdraw, though limits and speed vary by method.
| Online Casino | Deposit Methods | Withdrawal Methods |
|---|---|---|
| BetMGM Casino | Cards, PayPal, Venmo, Apple Pay, online banking, BetMGM Play+, Skrill, Neteller, PayNearMe, and cash at the MGM casino cage. Options vary by state. | PayPal, Venmo, online banking, ACH/eCheck, BetMGM Play+, Skrill, Neteller, and cash at the MGM casino cage, where available. |
| DraftKings Casino | ACH/eCheck, cards, PayPal, Venmo, Apple Pay, online banking (Trustly), and PayNearMe. | PayPal, Venmo, online banking (Trustly), ACH/eCheck, debit card, and the Play+ prepaid card. |
| BetRivers Casino | ACH/eCheck, cards, PayPal, online banking (Trustly), the Play+ prepaid card, and PayNearMe cash deposits. | PayPal, online banking (Trustly), ACH/eCheck, and the Play+ prepaid card. |
| FanDuel Casino | Cards, PayPal, Venmo, the Play+ prepaid card, and online banking (ACH). | PayPal, Venmo, the Play+ prepaid card, debit card, online banking (ACH), and check by mail. |
| Fanatics Casino | Cards, ACH/eCheck, PayPal, Venmo, Apple Pay, online banking (Trustly), and PayNearMe cash deposits. | PayPal, Venmo, online banking (Trustly), ACH/eCheck, and debit card. Check withdrawals are available but can take 7 to 10 business days. |
| Golden Nugget Casino | Cards, ACH/eCheck, PayPal, the Play+ prepaid card, online banking (Trustly), PayNearMe, cash at the cage in Atlantic City, and wire transfer. | The Play+ prepaid card, PayPal, online banking (Trustly), ACH/eCheck, check by mail, and cash at the cage. |
How to Check an Online Casino Is Licensed
One important step any new players should take is to verify that the online casino they are signing up with is licensed and regulated in their state. A few quick checks can save you a lot of trouble before you sign up anywhere.
- Scroll down to the footer of the casino’s site and look for its state regulator’s name along with a license number. A legitimate site lists this clearly, usually in small print at the bottom.
- Take that information to the regulator’s own website and look it up there, instead of just taking the casino’s word for it.
- Pay attention to whether the site asks you to verify your age and your location before you can deposit. A licensed casino is required to check both, so if it skips this step, that’s a red flag.
Below, we get a closer look at how to find the list of licensed online casinos in the states where they are legal.
| State | Regulator | Licensed Operator List |
|---|---|---|
| New Jersey | NJ Division of Gaming Enforcement | NJ Online Casino Operaors |
| Pennsylvania | PA Gaming Control Board | PA Casino Operator List |
| Michigan | Michigan Gaming Control Board | Michigan Licensed Casino Operators |
| West Virginia | WV Lottery | West Virginia Licensed Operators List |
Signs a casino site is not licensed in your state
A few warning signs can tip you off that a site isn’t actually licensed where you live. If it never asks you to verify your age or your location, doesn’t name a state regulator anywhere on the site, promises you’re guaranteed to win, or only lets you pay through cryptocurrency or cash-transfer apps instead of a card or bank account, that’s reason enough to stay away. No matter how good the offer looks, it isn’t worth depositing on a site showing any of these signs. And if you do run into a problem with a casino that is licensed, start with its support team in writing so there’s a record, then file a complaint with your state’s gambling regulator if that doesn’t resolve it.
Online Casinos Outside of Legal States
If you’re in Texas, California, Florida, or any state without legal online casinos, you can’t deposit real money at a licensed site from home. Sweepstakes casinos, which use virtual currency instead of real money, are legal in most states and are the closest alternative while you wait for your state to consider regulation.
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Reviews of 40+ legal sportsbook apps, state-by-state availability, and the latest welcome offers from licensed US operators.
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Responsible Gambling at Online Casinos
Real-money online casino gaming is legal only in select U.S. states, and you must be 21+ and physically located in one of them to play. GamingToday may be compensated when you sign up or deposit through links on this page, which can affect which operators we feature and their order, but never our ratings, and it costs you nothing extra. Some content on this page is created with the help of AI tools and reviewed by our editorial team before publication.
Every licensed casino offers free tools to help you stay in control, including deposit limits, time-outs, self-exclusion, and reality check reminders, usually found in your account settings or through customer support. If gambling stops being fun, call 1-800-MY-RESET nationwide, 1-800-GAMBLER in New Jersey, Pennsylvania, and West Virginia, or the Michigan Problem Gambling Helpline at 1-800-270-7117. Bet with your head, not over it. Read our responsible gaming guide.
At Gaming Today, we take player safety seriously. We provide resources to help you play responsibly and maintain control.
Tools & support:
- Self-exclusion options
- Budget and time management tools
- Access to free help and treatment resources
Need help now? Call the Gambling Help Hotline at 1-800-GAMBLER.
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Visit our About Us page to learn who we are, what we cover across sports betting, online casinos, sweepstakes, and the wider iGaming world, why we do it, and why you can trust us.
Real-money online casino gaming is legal only in select U.S. states, and you must be 21+ and physically located in one of them to play. GamingToday may be compensated when you sign up or deposit through links on this page, which can affect which operators we feature and their order, but never our ratings, and it costs you nothing extra. If gambling stops being fun, call 1-800-MY-RESET.