Best Social Sportsbooks for August 2026: Top Social Betting Apps
Want to bet on sports legally in California, Texas, or Georgia? Social sportsbooks give you a free-to-play way to make sports picks, without the restrictions that come with traditional betting.
These apps let you make picks using standard coins, and in most states, you can redeem premium coins for cash prizes or gift cards.
Best Social Sportsbooks for August 2026
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Up to $200 in No Sweat Entries + A Free Pick
Higher Payouts & No Pushes
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Up to $200 in No Sweat Entries + A Free Pick
Higher Payouts & No Pushes
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- $5 Free Game on Sign Up (No Deposit Required)
- 100% Deposit Match up to $100
- Win up to 110x Your Entry
- Use Promo Code: TODAYBET
- $5 Free Game on Sign Up (No Deposit Required)
- 100% Deposit Match up to $100
- Win up to 110x Your Entry
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Why Trust GamingToday’s Social Sportsbook Picks
We evaluate social sportsbooks based on how players actually use them, not just headline coin totals. Since coin values and state availability shift often, we prioritize verified offers, clear redemption terms, and real platform usability...Read More
- Verified offers. We track current daily rewards and welcome bundles so you see active promotions instead of expired ones.
- Coin value and Sweeps Coin utility. We look at the practical value of the starting bundle for casual play and for potential prize redemption, not just the total coin count.
- Redemption terms. We check the fine print on playthrough requirements, minimum redemption thresholds, and expiration windows for inactive accounts.
- Ease of claiming daily bonuses. Some platforms make it simple to grab free daily coins, while others add friction. We call out which apps make this easy.
- Head-to-head comparisons. We compare platforms like Fliff, Rebet, and Thrillzz to help you find the one that fits your playstyle, whether that’s deep sports markets or a strong daily login habit.
- Responsible play. We prioritize platforms with self-exclusion tools and play limits so the focus stays on entertainment.
Some links on this page are affiliate links, and we may earn a commission if you sign up through them. That never controls how we rank or evaluate platforms; our picks are based on coin value, usability, and transparency.
Coin values, offers, and state availability can change at any time. Confirm the latest terms and eligibility on the operator’s site before you sign up or claim a bonus.
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Rebet Social Sportsbooks
Rebet is a social sportsbook built around peer-to-peer picks, with the “Rebet” button letting users copy a friend’s or top handicapper’s pick with a single tap. New users can claim 10,000 Rebet Coins plus 1 Rebet Cash on sign-up, with no purchase required.
Betr Picks
Betr Picks is a daily fantasy sports app built around More/Less pick’em contests, where you predict whether a player will finish above or below a given stat line. Unlike the sweepstakes-coin platforms on this page, Betr Picks runs on real-money deposits and site credit rather than Gold Coins or Sweeps Coins.
Fliff Sports Picks
Fliff is a social sportsbook that feels closer to a traditional betting app than most sweepstakes-style competitors, with a familiar layout built around moneylines, spreads, totals, and parlays. There’s no deposit option and no purchase required to play, whether you’re using Fliff Coins for social play or Fliff Cash for sweepstakes-style picks.
Thrillzz Social Sportsbook
Thrillzz is a social sportsbook that mirrors the layout of a traditional betting app, letting you make picks on hundreds of games across football, basketball, baseball, soccer, and more each week. New users can claim $2 in Sweeps Coins on sign-up, with no purchase required, using promo code CAT100.
DraftKings Pick6
DraftKings Pick6 is a peer-to-peer daily fantasy platform where you build entries by predicting whether players will go over or under a projected stat line, choosing between two and six selections per entry. Like Betr Picks, this runs on real-money deposits rather than sweepstakes coins, so there’s no true no-purchase path to play.
Bracco
Bracco is a sweepstakes-style social sportsbook and casino that lets you make sports picks and play casino games without ever needing to wager real money directly. New users can claim up to $105 in bonuses, starting with $5 in Bracco Cash just for signing up, no purchase required.
How to Sign Up for a Social Sportsbook
Getting started with a social sportsbook only takes a few minutes, and most of it happens right in the app. Here's how to go from downloading a platform to making your first pick.
Pick a Platform and Claim Your Welcome Offer
Choose an operator from this page based on what matters most to you, whether that’s Fliff’s sportsbook-style layout, Thrillzz’s no-purchase Sweeps Coins, or Rebet’s peer-to-peer picks. Tap the CTA button to head to the operator’s site or app, and use a promo code where one applies, like CAT100 for Thrillzz or GTODAY for Rebet and Fliff.
Create Your Account
Sign up with your email, or link a Google or Apple account for a faster setup. You’ll need to provide basic details like your name, date of birth, and phone number. Most platforms, including Betr Picks and DraftKings Pick6, let you finish this step in just a couple of minutes.
Verify Your Identity
Before you can redeem any prizes, you’ll need to confirm your identity with a government-issued ID and, in some cases, a quick selfie scan. This step keeps the platform compliant with sweepstakes and DFS regulations, and it’s worth doing early so redemptions don’t get held up later.
Fund Your Account or Grab Your Free Coins
Sweepstakes-style platforms like Fliff, Thrillzz, and Rebet let you start with free coins, no purchase required. DFS products like Betr Picks and DraftKings Pick6 require a real-money deposit, usually starting around $5 to $10, before your welcome offer kicks in.
Make Your First Picks
Browse the available sports and lines, build your entry, and confirm your pick. Whether you’re using Sweeps Coins on Thrillzz or building a Pick6 entry on DraftKings, the process feels similar to a standard sportsbook bet slip.
Redeem Your Winnings
Once you’ve hit the minimum redemption threshold and cleared any playthrough requirement, usually a 1x rollover, you can request your payout. Processing times vary by platform, but most redemptions land in your bank account within a few business days.
How Do Social Sportsbooks Work?
Social sportsbooks operate on a sweepstakes model instead of real-money wagering. Instead of depositing cash like you would at a traditional online sportsbook, you make picks using virtual coins, and premium coins can be redeemed for cash prizes once you meet a platform’s playthrough and minimum redemption requirements.
The dual-currency setup is what keeps social sportsbooks legal in states where traditional sports betting hasn’t been approved. Standard coins are for casual, no-stakes play, while premium coins function more like a sweepstakes entry, similar in spirit to how prediction markets let traders speculate on real-world outcomes without a sportsbook license.
| Feature | Social Sportsbooks | Traditional Sportsbooks | Prediction Markets |
|---|---|---|---|
| 🪙 Currency Used | Gold Coins and Sweeps Coins (virtual currency) | Real money | Real money used to buy contract shares |
| 💰 Real-Money Wagering | No, purchases are optional and never required to play | Yes, wagers are placed with cash | Yes, trades are placed with cash |
| 🗺️ Legal Availability | Available in most states, including many without legal sports betting | Only legal in states that have regulated sports betting | Available in most states under commodities and derivatives rules |
| 🏆 How You Win | Correct picks earn more Sweeps Coins, redeemable for prizes | Correct bets pay out based on the odds at the time of the wager | Correct predictions pay out based on the contract price you paid |
| 📊 Pricing Style | Point spreads, moneylines, and totals, similar to a sportsbook | Point spreads, moneylines, totals, and props with a built-in vig | Contract prices reflect the market's implied probability of an outcome |
| 💵 Prize Redemption | Redeem Sweeps Coins for cash or gift cards after meeting playthrough and minimum thresholds | Withdraw winnings directly, usually within a few business days | Sell or hold contracts, or collect payout once the event resolves |
| ✅ Best For | Casual bettors in states without legal sports betting | Bettors in legal states who want straightforward real-money wagering | Traders who want to speculate on real-world outcomes beyond sports |
The biggest practical difference comes down to risk and access. Social sportsbooks let you play in nearly any state without spending a dollar, traditional sportsbooks require a real-money deposit and only operate where regulators have approved them, and prediction markets sit somewhere in between, letting traders buy and sell contracts on outcomes at a price that reflects the market’s odds.
Are Social Sportsbooks Legal in the US?
Yes, social sportsbooks are legal in most states, but they operate under a different legal framework than traditional online sportsbooks. Instead of accepting real-money wagers, sweepstakes-style platforms like Fliff, Thrillzz, Rebet, and Bracco use a dual-currency model: standard coins for casual, no-stakes play, and premium coins that function as a sweepstakes entry rather than a bet. Because there’s no purchase required to earn premium coins, these platforms fall under promotional sweepstakes law rather than sports betting law, which is what allows them to operate legally in states where traditional sports betting hasn’t been approved.
That legal structure only holds up if the “no purchase necessary” path is real and genuinely usable, not just a technicality. Reputable operators make sure every user has a free way to earn premium coins, whether through a no-purchase welcome bonus, daily login rewards, mail-in requests, or social media giveaways. If a platform makes it difficult to play without spending money, that’s a red flag worth taking seriously.
Betr Picks and DraftKings Pick6 work differently. Both are daily fantasy sports (DFS) products, which means they’re regulated under state DFS law rather than sweepstakes law. That comes with a tradeoff: DFS platforms require a real-money deposit to play, since there’s no sweepstakes-style no-purchase option, but they’re often available in states where neither sports betting nor sweepstakes platforms currently operate.
State-by-state availability is the one area where things move fast. California banned sweepstakes-model platforms as of January 1, 2026, which affected access to Fliff, Thrillzz, Rebet, and similar sites for California residents. Other states periodically revisit their own sweepstakes and DFS statutes, so an operator’s legal status can shift with little notice.
Legal States by Operator
Here’s a snapshot of where each operator on this page currently operates and where access is restricted. Because these rules change quickly, always confirm current availability in the app before signing up.
| Operator | Legal Framework | Approx. Legal States | Notable Restrictions |
|---|---|---|---|
| 🏈 Fliff | Sweepstakes | Free play nationwide; cash prizes restricted in about 19 states | No cash redemptions in AL, CO, CT, GA, HI, ID, IA, KY, LA, MI, MN, MS, MT, NV, NY, OH, TN, WA & WV |
| 🎯 Thrillzz | Sweepstakes | 36 states | Not available in AL, CT, GA, HI, ID, KY, LA, MI, MS, MT, NV, NY, OH & WA |
| 🤝 Rebet | Sweepstakes | 40+ states | Restricted in AZ, CT, ID, LA, MD, MI, MT, NV, NJ & NY; California access has changed since the state's 2026 sweepstakes rules took effect |
| 🎰 Bracco | Sweepstakes | 40 states | Not available in nine states, including California and New York |
| 📱 Betr Picks | Daily fantasy sports (DFS) | 20+ states | Regulated under DFS law rather than sweepstakes law, so availability differs from the operator's social sportsbook product |
| 🏆 DraftKings Pick6 | Daily fantasy sports (DFS) | 30+ states | Void in New York and Ontario; some states restrict college sports picks |
Regardless of which platform you choose, you’ll need to be at least 18 years old (21 in a few states) and complete identity verification before redeeming any prizes. That verification step, usually a government-issued ID and sometimes a quick selfie scan, is standard across every operator on this page and is what keeps redemptions secure and compliant with state law.
What to Look For in Social Sportsbook Apps
Not every social sportsbook offers the same value, even when the welcome bonuses look similar on the surface. Here’s what actually separates a strong platform from a mediocre one, along with a look at which operators on this page do it well.
- Genuine no-purchase play | The best platforms make it easy to earn premium coins without spending anything, not just as a technicality. Fliff stands out here since there’s no deposit option at all, so every user has the same free path to play.
- Sports and market variety | Look for coverage that goes beyond the NFL and NBA. Thrillzz offers one of the deeper sports menus in this category, spanning soccer, tennis, MMA, and esports alongside the major US leagues.
- Competitive odds | Social sportsbooks tend to carry more vig than regulated books, but some manage tighter pricing than others. Fliff’s lines are generally closer to what you’d see at a traditional sportsbook than most sweepstakes-style competitors.
- Strong welcome value | A generous sign-up bonus matters less than how easy it is to actually use. Thrillzz’s $2 in Sweeps Coins on sign-up, with an optional 100% match up to $100, is one of the stronger no-purchase-friendly offers around.
- Social and community features | Leaderboards and peer-to-peer tools add real value if you want a more interactive experience. Rebet’s “Rebet” button, which lets you copy another user’s pick instantly, is one of the more distinctive social features on this page.
- Fast, clear redemption terms | Check the playthrough requirement and minimum redemption threshold before you get attached to a platform. These vary widely, so compare them the same way you’d compare a welcome bonus.
- Wide state availability | Sweepstakes-model platforms are generally available in more states than real-money sportsbooks, but coverage still varies by operator. Bracco and Rebet both operate in 40 or more states, among the widest reach in this category.
- Responsive customer support | Ticket-based support is standard across most social sportsbooks, but response times differ. If fast support matters to you, DFS platforms like DraftKings Pick6 benefit from DraftKings’ broader support infrastructure, including live chat.
Types of Markets Available at Social Sportsbooks
Social sportsbooks cover most of the same bet types you’d find at a traditional sportsbook, just using virtual coins instead of cash. Here’s a look at what you can expect to find across the major platforms.
- 🏆 Moneylines | The simplest market, where you’re picking which team or player wins outright, no point spread involved.
- 📏 Spreads | You’re picking a team to win by more than a set margin, or lose by less than one, evening the odds between a favorite and an underdog.
- 📊 Totals | Also called over/under, this market has you predicting whether the combined score of a game lands above or below a set number.
- 🎯 Player Props | Predictions on individual player performance, like passing yards or points scored, rather than the outcome of the game itself.
- 🧩 Parlays | Combining multiple picks into a single entry for a bigger payout, though every leg has to hit for the parlay to win. Rebet even lets users build and share parlays with friends through its social features.
- ⚡ Live and In-Play Betting | Markets that update in real time as a game unfolds, letting you make picks after kickoff or tip-off instead of only before the game starts. Fliff includes this alongside its daily Boosted Offers.
- 🔮 Futures | Longer-term picks on outcomes like a championship winner or season award, settled well after the bet is placed.
- 🌍 International and Niche Markets | Beyond the major US leagues, several platforms cover soccer, tennis, MMA, and esports. Thrillzz stands out for its depth here, with markets on everything from the Premier League to table tennis.
Social Sportsbook Payment Methods
Banking at a social sportsbook works a little differently than it does at a traditional sportsbook. Instead of a straightforward deposit and withdrawal, you’re usually purchasing coin bundles (optional) and later redeeming eligible premium coins for cash once you clear a playthrough requirement.
Purchase methods are generally consistent across platforms, think debit cards, Apple Pay, PayPal, and online banking, but redemption methods, minimums, and processing details vary more than you’d expect. Here’s how the operators on this page compare.
| Operator | Deposit/Purchase Methods | Redemption/Withdrawal Methods | Minimum Redemption |
|---|---|---|---|
| 🏈 Fliff | No deposit option; Fliff Coins can be purchased through the app's cashier | Bank transfer or Skrill | $50 in Fliff Cash, after a 1x playthrough |
| 🎯 Thrillzz | Visa, Mastercard, Discover, American Express, Apple Pay, and online banking | Online banking transfer to a linked bank account | 50 Prize Tickets ($50), capped at $1,000 per day |
| 🤝 Rebet | Apple Pay and bank transfer, starting at $10 | Bank transfer, with a $0.75 fee per redemption | $20 in Rebet Cash, after a 1x playthrough |
| 🎰 Betr Picks | PayPal, Venmo, eCheck, and online banking (no credit cards) | Bank transfer or linked payment method | Varies; winnings must clear a 1x playthrough before withdrawal |
| 🏆 DraftKings Pick6 | Apple Pay, bank wire, credit/debit cards, gift cards, PayPal, and Venmo | Bank wire transfer or debit card | Bonus Picks are non-withdrawable and expire in 14 days |
A few things worth double-checking before you play: whether the platform has a redemption fee (Rebet charges $0.75 per request), whether there’s a daily redemption cap (Thrillzz limits redemptions to $1,000 per day), and whether your bonus credit is withdrawable at all. DFS platforms like DraftKings Pick6 issue non-withdrawable Bonus Picks that expire after a set window, so that credit needs to be used, not just claimed.
Trust & Security at Social Sportsbooks
Worried about safety? Social sportsbooks like Fliff, Thrillzz, and Rebet don’t handle real-money wagers, but they still rely on many of the same security standards as traditional sportsbooks to protect your account and personal information.
Secure Payments & Prize Redemptions
Prize redemptions, whether cash, gift cards, or sweepstakes entries, run through encrypted, bank-grade payment channels. Depending on the operator, you’ll typically redeem through ACH bank transfer, gift cards, or a third-party service like Skrill.
Identity Verification (KYC)
Before you can redeem any prizes, you’ll need to complete identity verification, known as Know Your Customer (KYC). This usually means providing your name, address, and a government-issued ID, sometimes paired with a quick selfie scan. It’s a standard step across every operator on this page and exists to prevent fraud and keep platforms compliant with sweepstakes law.
Responsible Gaming Tools
Even in a play-for-fun setting, responsible play tools matter. Most social sportsbooks let you set time limits, mute promotional messages, or pause your account entirely. Purchases are never required to play, but these tools help you stay in control of how much time and money you’re spending regardless.
Data Privacy & Encryption
Reputable social sportsbooks use SSL encryption, firewalls, and secure data storage to protect your account details, purchase history, and identity information. If a platform you’re considering doesn’t clearly disclose its security practices, that’s worth treating as a red flag.
Best Ways to Earn Social Sports Betting Coins Without Paying
One of the biggest perks of social sportsbooks is that you can play, and still win real prizes, without ever making a purchase. Sweeps Coins earned for free carry the same redemption value as Sweeps Coins you’d get from a purchase, so skipping the purchase doesn’t mean skipping the payout. Each platform gives you multiple ways to stock up on free coins if you know where to look.
Daily Logins
Most social sportsbooks reward you just for showing up. You’ll typically get free standard coins every day, with bonus Sweeps Coins on certain days or milestones. Fliff and Thrillzz both use rotating login bonuses that improve the more consistently you play.
Referrals
Inviting friends is one of the fastest ways to build a coin balance. When a friend signs up and starts playing, you’ll typically receive a bonus in return, no purchase required on either end. Fliff rewards both parties once a referral completes their first few challenges.
Promotions & Giveaways
Watch for limited-time giveaways and social media promotions. Rebet, for example, distributes Rebet Cash through daily giveaways in addition to what you earn through gameplay, giving you another free path to prize-eligible currency.
XP Conversions (Fliff Only)
At Fliff, every pick you make with Fliff Coins earns XP. Once you accumulate 10,000 XP, you can convert it into $10 of Fliff Cash, which is redeemable for real prizes once you clear the standard 1x playthrough requirement.
Leaderboards & Challenges
Competing pays off on most platforms. Rebet rewards top finishers on its weekly leaderboards with Rebet Cash, while Fliff and Thrillzz both hand out coins for completing daily and weekly challenges, like hitting a parlay streak or making picks on a set number of games.
Pro tip: Every method above is available with nothing more than a verified account. You don’t need to spend a dollar to build a coin balance or stay eligible for prize redemptions, you just need to play consistently. Keep in mind this applies to sweepstakes-style platforms like Fliff, Thrillzz, and Rebet; DFS products like Betr Picks and DraftKings Pick6 don’t have a free-coin equivalent, since they run on real-money entries.
Responsible Gaming at Social Sportsbooks
Social sportsbooks don’t involve real-money wagering, but that doesn’t mean the psychology behind them is risk-free. The dopamine loop of making a pick, watching a game, and chasing a win works the same way whether you’re using Sweeps Coins or cash, and the ability to purchase more coins mid-session can blur the line between casual play and compulsive play. Treating responsible gaming as an afterthought on a sweepstakes platform is a mistake, even though nothing here technically counts as gambling under US law.
Warning Signs Worth Taking Seriously
Because there’s rarely obvious cash on the line, warning signs at social sportsbooks can be subtler than at a traditional sportsbook. Pay attention if you notice yourself:
- Playing longer than you planned, even when you’re tired or have somewhere else to be
- Feeling an urgent need to keep playing to “win back” Sweeps Coins after a loss
- Spending more on coin purchases than you’re comfortable admitting to yourself or others
- Hiding how much time or money you’re putting into the app from people close to you
- Feeling irritable, anxious, or low the moment you’re not able to play
Noticing one of these doesn’t automatically mean there’s a problem, but it’s worth taking as a signal to pull back and reassess how you’re using the platform.
Responsible Gaming Tools
Most reputable social sportsbooks offer some combination of the following tools, usually found in account settings or a dedicated player safety page:
- Purchase limits | Caps on how much you can spend on coin packages per day, week, or month.
- Cool-off periods | A short-term pause on your account, often ranging from a few days to a few months.
- Self-exclusion | A longer-term block on your account, sometimes for a year or longer, and typically difficult to reverse once activated.
- Session reminders | Notifications that show how long you’ve been playing during a given session.
These tools only apply to the platform where you activate them, so if you play across multiple social sportsbooks, you’ll need to set limits on each one individually.
Where to Get Help
If you or someone you know is showing signs of problem gaming, free and confidential support is available:
- National Council on Problem Gambling – Call or text 1-800-522-4700, or visit ncpgambling.org
- 1-800-GAMBLER – A national helpline connecting callers to state-specific resources
- Gamblers Anonymous – A 12-step peer support program with local meetings; visit gamblersanonymous.org
If you’re reaching out on behalf of someone else, keep in mind that your role is support, not rescue. Sharing a specific, non-judgmental observation, and pointing them toward one of the resources above, tends to land better than confrontation. Ultimately, the decision to seek help has to come from them.
Social Sportsbook FAQs
A social sportsbook is a sports-picking app that runs on a sweepstakes model instead of real-money wagering. You make picks using standard coins for casual play, and platforms like Fliff, Thrillzz, and Rebet also offer a premium currency, usually called Sweeps Coins or Sweeps Cash, that can be redeemed for cash prizes once you meet a playthrough and minimum redemption requirement.
Yes, in most states. Social sportsbooks operate under sweepstakes law rather than sports betting law, since there’s always a free way to earn premium coins without making a purchase. That’s what allows platforms like Fliff, Thrillzz, and Rebet to be available in many states where traditional sports betting hasn’t been legalized. A few states, including California as of January 2026, restrict or ban the sweepstakes model entirely, so it’s worth confirming availability in the app before signing up.
Reputable operators are legitimate businesses that use the same security standards you’d expect from a traditional sportsbook, including SSL encryption, identity verification before prize redemptions, and responsible gaming tools. That said, legitimacy varies by operator, so it’s worth sticking to established platforms with a track record, clear terms, and a genuine no-purchase path to play.
Yes, but indirectly. You can’t wager real money directly, but premium currency, like Fliff Cash, Sweeps Coins, or Rebet Cash, can be redeemed for cash or gift cards once you clear a platform’s playthrough requirement and hit its minimum redemption threshold. Redemption minimums typically range from $20 to $50 depending on the operator.
It depends on which platform you’re using. GTODAY unlocks the current welcome offers at Fliff and Rebet, while CAT100 is the promo code for Thrillzz. Betr Picks and DraftKings Pick6 don’t require a promo code at all; their welcome offers apply automatically once you sign up through the links on this page.
At sweepstakes-style platforms like Fliff, Thrillzz, and Rebet, no. Every operator is required to offer a genuine no-purchase path to earn premium coins, whether through a welcome bonus, daily logins, or promotional giveaways. Betr Picks and DraftKings Pick6 work differently, since they’re daily fantasy sports (DFS) products that require a real-money deposit to enter a contest.
Social sportsbooks use virtual coins and let you make picks against a betting line, similar to a traditional sportsbook, with no purchase required. DFS platforms like Betr Picks and DraftKings Pick6 have you predict whether a player’s stats will land over or under a projection, and they require a real-money entry, since they’re regulated under a separate legal framework than sweepstakes-style platforms.
Most platforms require you to be at least 18 years old, though some states set the minimum age at 19 or 21. You’ll also need to complete identity verification before redeeming any prizes, regardless of your age, to comply with sweepstakes and DFS regulations.
Social Sportsbooks vs. Real-Money Online Sportsbooks
Social sportsbooks and real-money sportsbooks both let you make picks on live sporting events, but the similarities mostly stop there. The biggest difference comes down to what’s actually at stake: social sportsbooks run on virtual coins with an optional purchase, while real-money sportsbooks require a cash deposit before you can place a single wager.
That distinction shapes everything else about the experience, from how widely available a platform is to how the odds are priced. Social sportsbooks lean on a sweepstakes model to operate in states where sports betting hasn’t been legalized, while real-money sportsbooks like DraftKings and FanDuel only go live once a state passes regulation and issues licenses.
Some operators actually straddle both categories. DraftKings runs its regulated real-money sportsbook alongside Pick6, a separate DFS-style pick’em product, and Betr offers both a DFS app and an early-stage social sportsbook. If you’re deciding between the two models, it usually comes down to whether you want to play for free with a shot at redeemable prizes, or you’re in a legal state and prefer wagering real money with deeper markets and faster access to your winnings.