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Credit cards are among the most common payment methods across the United States, and they’re becoming more popular among bettors at legal sportsbooks.

You can pay for groceries, gas, clothes, events, and just about anything with a credit card, so it’s no surprise the popularity has spilled over into a new category: credit card betting sites.

Visa, Mastercard, and American Express are the most common credit cards that sports bettors use at sportsbooks accepting credit cards. Many sportsbooks accept credit cards, but there are a few things users should be aware of before getting started with a credit card at any of the best sports betting apps.

Best Betting Sites That Accept Credit Cards

In 2024, the majority of online sportsbooks accept credit cards as a payment method. However, we recommend using an alternative deposit option and suggest checking out the best sports betting sites that accept PayPal.

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How the Best Credit Card Betting Apps Compare

What to Look For in a Betting Site That Accepts Credit Cards

Now that we have reviewed which sportsbooks offer credit cards as a deposit option, there are other factors to review when considering where to deposit your money.

Payout speed

The payout speed is important to consider when signing up for a new sportsbook. Depending on the platform, the payout time could be a 24-hour window or fall within 3 to 7 days. It is important to read the sportsbook’s terms and conditions before depositing money. Don’t set unrealistic expectations for when winnings could land in your pocket.

Other options for a quicker payout include E-wallet, PayPal, or Skrill.

Market Variety

Before making your deposit, you must ensure that the sporting event you want to bet on is available at that sportsbook. Some mobile sportsbooks have more options than others if you want a niche event like ping-pong or cricket. All major sports betting sites offer bets on the professional North American leagues.

Deposit and Withdrawal Limits

When it comes to betting with credit cards, certain sportsbooks have limits to how much you can deposit or withdraw. Some may not require any minimum deposit and others could have as high as a $20 minimum when depositing into your mobile sportsbook account.

Withdrawal limits are less likely when it comes to betting with a credit card, but many sportsbooks will not allow users to withdraw onto their credit or debit cards. They will require users to use PayPal or online banking options to receive their funds.


Credit cards are one of the safer options when it comes to the various ways to deposit money in your account. In the small chance that there is a security breach within the sportsbook, credit card companies can cut off funds immediately and will handle most of the fallout.

Customer Support

Since depositing money into any mobile account can be somewhat intimidating, reaching customer support promptly is important. Any issue with depositing or withdrawing money can be frustrating. A reliable and quick customer support hotline could make a difference. Some sportsbooks have 24/7 hotlines, while others require 1 to 2 business days to respond.

How to Bet With a Credit Card

There are a few necessary steps to take before depositing money into a sportsbook account with a credit card. Below, we break down how to bet with a credit card on your favorite sports betting site.


Choose a Sportsbook

All of the mobile sports betting apps listed above are great choices for any new sports bettor. Each one has strengths and many reasons to use it. Visit any of the sportsbook reviews to see which is the best fit for you and your betting needs.

After selecting the sportsbooks you would like to bet with, make sure to take advantage of Gaming Today’s sports betting bonuses to get the most out of creating a new account.


Register for a Sports Betting Account

After downloading the sports betting app, select “Register” and complete the registration process. This will consist of creating a username and password, then providing an email address, social security number, and a few other pieces of identity-verifying information.


How to Deposit With a Credit Card

Now, you are ready to deposit money with your credit card. When prompted, select the form of transaction you would like to move forward with. Select credit card, enter your information, and the amount you would like to deposit.

With some sportsbooks, there are deposit minimums to be aware of. Users should also be aware of bonus opportunities. Before making the initial deposit, check to see if the sportsbook offers deposit matches.


Place a Bet

Navigate through the sportsbook to find the sport and event you would like to bet on. After choosing what to wager your money on, place the bet through the sportsbook’s betslip and wait for the game results.


How to Withdraw With a Credit Card

If your bet should win, there are a few ways to withdraw your money. In many cases, users are not able to withdraw money onto a credit card. This is a weakness of betting with any form of credit card payment. Users could have to add banking or PayPal information in order to withdraw their funds. Each sportsbook is different, so make sure to look into all possible transaction options.

Pros and Cons of Betting With a Credit Card

We have been over the “how to” aspects of betting with a credit card, so let’s dive into why you should or should not use this payment method for sports gambling.


  • An easy and instant deposit of funds
  • No deposit fees from the sportsbook
  • Low barrier to entry
  • Protected under the Fair Credit Billing Act


  • Some banks block gambling activity as fraud charges and do not allow transactions to process
  • Many sportsbooks require withdrawals to be made through a different method
  • Sharing credit card information online can be a risk
  • This can lead to the risk of overspending

Credit Card Alternatives

While credit cards are a fast and easy option for online sports betting, it is not for everyone. There are other terrific options for new users to get started with a sportsbook. If you are not sold on using a credit card to place your bets, below are some different options for new users.

  • PayPal
  • Online Banking
  • eCheck
  • Play+ Card

Be sure to research each option and find the one that is right for you. Make responsible decisions with online gambling with whichever payment option you decide on.

Credit Card Betting Sites FAQ

Which betting sites accept credit cards?

Most major sportsbooks will accept credit cards as payments when making a deposit. New users can check to see if a mobile sports betting app accepts credit cards before creating an account.

What credit card is best for betting sites?

Visa and Mastercard are the most commonly accepted credit cards across mobile sports betting sites. There are some exceptions, however, and users depositing money with either option will have no issue placing bets online.

What credit cards does FanDuel accept?

FanDuel Sportsbook accepts Visa and Mastercard for credit card payments.

Are there risks to betting with a credit card?

Users betting with credit cards run the risk of additional interest fees, impulse spending, and possible fraud and security cases. While sportsbooks offer high security and privacy settings for users, there is always a risk present with using a credit card online. Users should gamble responsibly and with caution.

Can you make a withdrawal using a credit card?

Credit card withdrawals are not accepted at all mobile sportsbooks. If unable to withdraw funds to a Visa or Mastercard account, bettors will need to add an alternative payment method, like PayPal.

Are there fees with credit card betting sites?

Most sportsbooks will not charge users a fee for depositing money with a credit card. The fees for using a credit card often come from the credit card provider itself so it’s important to understand the terms and conditions associated with your credit card account.

About the Author
Alicia Hughes

Alicia Hughes

Senior Writer
Alicia Hughes is a senior writer and award-winning horse racing journalist at Gaming Today. She previously served as a digital content editor for TVG and racing editor for The Blood-Horse following 12 years at the Lexington Herald-Leader. A graduate of Pace University in New York and a diehard New Jersey Devils fan, Hughes is a past president of the National Turf Writers and Broadcasters Association.

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