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Step aside, jackpot rollovers. A new national lottery game is about to enter the chat. The Multi-State Lottery Association is launching Millionaire for Life on Sunday, Feb. 22, 2026, introducing a daily $5 draw that promises something many players say they really want: steady, reliable “for life” money.
The headline prize is $1 million a year for life, with a second-tier prize of $100,000 a year for life. Daily drawings begin at 11:15 p.m. EST, giving players a new nightly ritual that feels more consistent than waiting for massive jackpot builds.
What makes Millionaire for Life different?
Unlike Powerball-style games that hinge on eye-popping lump sums, Millionaire for Life leans into long-term payouts. The top two prizes are structured as annuities with a 20-year guaranteed payout. Winners can choose a one-time cash option instead, though many will likely be tempted by the steady annual check.
Tom Seaver, product group chair for Millionaire for Life and senior director of the Colorado Lottery, said in a prepared statement that players — especially younger ones — have gravitated toward “for-life” prizes. The pitch is simple: Imagine receiving $1 million every year, year after year. That framing shifts the mindset from “instant wealth” to “lifestyle upgrade.”
Scoring the $1 million annual prize
The format will feel familiar to anyone who has played national draw games. Players select:
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Five numbers from 1 to 58.
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One “Millionaire Ball” number from 1 to 5.
During each drawing, five numbers are pulled from the first pool and one number from the second. Matching all five numbers plus the Millionaire Ball wins $1 million a year for life. Matching just the five main numbers wins $100,000 a year for life.
Overall odds of winning any prize are about 1 in 8.46. The top-prize odds are roughly 1 in 22.9 million, which lottery officials note are better than those in several other national games.
Replacing Lucky for Life and Cash4Life
Millionaire for Life is expected to replace two long-running “for life” games in many participating states: Cash4Life and Lucky for Life. Cash4Life paid $1,000 a day for life, while Lucky for Life offered $25,000 a year for life.
The new game consolidates that concept into a larger, more headline-grabbing structure with bigger annual payouts and a single, unified brand. For regular players, this means a transition period; for lottery operators, it creates a refreshed product with a stronger marketing punch.
Where to buy tickets
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Tickets will cost $5 per play and will be available in more than two dozen jurisdictions at launch. Participating locations include:
- Arkansas, Colorado, Connecticut, Delaware, District of Columbia, Georgia, Idaho, Iowa, Indiana, Kansas, Kentucky, Massachusetts, Maine, Michigan, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Dakota, Tennessee, Virginia, Vermont, West Virginia, and Wyoming.
New York is expected to join pending regulatory approval.
A new daily habit for lottery fans
Millionaire for Life enters the market at a time when players are already comfortable with multi-state games and large-scale drawings. The difference here lies in the promise of dependable annual income instead of a single, staggering jackpot headline.
Daily drawings add a sense of routine, while the prize structure adds a sense of security. Together, that combination gives this new game a personality of its own. Feb. 22 will mark the first drawing. Whether it becomes the next staple in lottery culture remains to be seen, though the name certainly sets a high bar.
