Mastercard credit cards and debit cards are some of the most widely accepted payment methods at online casinos, offering players a quick and secure way to deposit funds.
Whether you’re a casual slots fan or an experienced high-roller, understanding how to use this payment method will help you make the most of your gaming.
Our guide below has everything you need to know about Mastercard casinos, from the basics and beyond!
What Is a Mastercard Casino?
A Mastercard casino simply refers to any online casino that accepts Mastercard as a payment method for deposits (and often for withdrawals as well).
Mastercard is a global payment network that issues credit cards, debit cards, and prepaid cards through various banks.
When an online casino supports Mastercard, it means you can use your Mastercard-branded card – whether it’s a credit card or a bank debit card – to fund your account securely.
Best Mastercard Casinos in July 2025
Numerous licensed US online casinos accept Mastercard, offering hassle-free transactions, attractive bonuses, and diverse gaming options.
Below is a concise comparison of the top five Mastercard-compatible casinos, highlighting their key features.
| Online Casino | Bonus | Best for | Min. Deposit | Key Features |
|---|---|---|---|---|
| DraftKings Casino | $35 Casino Credits + 350 Spins (24-hour lossback) | Best Overall | $5 | Smooth deposits/withdrawals, extensive game library, top mobile app |
| BetMGM Casino | 100% match up to $1,000 + $25 free play | Game Variety & Reliability | $10 | Huge game selection, instant deposits, multiple withdrawal options, 24/7 support |
| Caesars Palace Casino | 100% match up to $2,500 + $2,500 reward | Big Bonuses | $10 | Large bonuses, loyalty rewards, simple deposit process, Mastercard withdrawals |
| FanDuel Casino | Refund up to $1,000 on first-day losses + Free Spins | Fast Payouts via Debit | $10 | Fast debit withdrawals (1-2 days), polished interface, casino + sports betting |
| BetRivers Casino | 24-hour losses backed up to $500 (1× playthrough) | User-Friendly, Low Deposits | $10 | Low minimums, easy-to-clear bonuses, iRush Rewards, quality customer service |
All of the above casinos are fully licensed in the US and offer secure Mastercard deposit options.
Reviewing the Top Mastercard Gambling Sites
Here are some of the best online casinos that accept Mastercard as a banking method.
1. BetMGM Casino – Top Choice for Game Variety & Reliability
BetMGM is active in many states and supports Mastercard for both deposits and some withdrawals.
With instant $10+ deposits, strong support, and one of the biggest game selections, it’s a great option.
New users get a 100% up to $1,000 match bonus plus free credits.
2. Caesars Palace Online Casino – Best for Big Bonuses
Caesars frequently offers massive welcome bonuses and fully supports Mastercard deposits.
It also allows withdrawals in many cases.
Known for its loyalty rewards (Caesars Rewards) and broad game selection, it’s ideal for bonus seekers.
If you deposit by Mastercard, you’re eligible for their welcome bonus, a 100% match up to $2,500 or more.
3. FanDuel Casino – Great for Fast Payouts via Debit Card
FanDuel accepts Mastercard credit and debit cards, with debit offering super-fast withdrawals (1–2 days via Fast Funds).
It’s perfect for quick play and cashouts.
Their welcome offer often includes a “Play It Again” refund up to $1,000 – great for new players. Click here to sign up and claim it.
4. BetRivers Casino – User-Friendly and Low Minimum Deposits
Live in PA, MI, WV, and more. BetRivers supports Mastercard with just a $10 minimum deposit.
Its 100% match bonus (around $250) often comes with a low 1x wagering requirement.
Simple, reliable, and great for casual players looking for easy rewards and loyalty perks. Click here to sign up now.
How to Deposit at a Mastercard Casino
Depositing with Mastercard at an online casino is quick and straightforward. If you’ve ever used your credit or debit card to buy something online, you’ll find this very familiar.
Here’s a simple step-by-step guide to depositing at a Mastercard casino:
Choose a Trusted Casino and Sign Up
First, select one of the reputable credit card casinos (like the ones we listed above) and create your player account. You’ll need to provide some basic info (name, address, etc.) to register.
Make sure the casino is licensed in your state and has “Mastercard” or “Credit Card” listed in its deposit methods.
Go to the Cashier/Banking Page
Log in to your new casino account and find the “Cashier” or “Deposit” section. This is usually accessible from the account menu or a prominent deposit button.
On this page, you’ll see a list of payment options. Select Mastercard (sometimes it might say “Credit/Debit Card” and include Mastercard as an option).
Enter Your Deposit Amount
Next, input how much money you want to deposit. Keep in mind the casino’s minimum deposit requirement, typically $10 or $20 for card deposits.
Also, consider any online casino bonus you’re trying to claim; for instance, if there’s a 100% match bonus up to $500, you might deposit $500 to maximize it. Ensure your amount is within your Mastercard’s available credit or bank balance.
Provide Your Card Details
You’ll be prompted to enter your Mastercard information.
This includes the long 16-digit card number on the front, the expiration date (month/year), and the CVV code (the 3-digit security code on the back of the card). It’s important to type these details correctly.
The casino may also ask for the billing address associated with the card (to help verify the transaction).
Complete Any Verification Steps
After submitting your card info, you might see an extra verification pop-up from your bank (Mastercard SecureCode).
For example, your bank could send a text with a one-time code to your phone, which you then enter to confirm that you authorize the deposit.
Not every bank does this for every transaction, but be prepared to complete any 3D Secure authentication if prompted.
Confirm and Submit
Once everything is entered, hit the “Deposit” or “Submit” button. The casino will process the transaction.
In a few seconds, you should get a confirmation that your payment was approved.
If the transaction is declined, you’ll get an error message and may need to try again or use another card/method (more on this below).
Mastercard Casino Deposit Limits
When using Mastercard at a casino, it’s important to know the limits (minimum and maximum amounts) and any fees involved, so you can manage your bankroll smartly.
Let’s break down what to expect for deposit limits and fees when using Mastercard at online casinos:
Deposit Limits
- Minimum deposit: Most US online casinos set a minimum deposit amount of around $10 when using credit/debit cards like Mastercard. In some cases, it might be $20, but $10 is very common and player-friendly.
- Maximum deposit: The maximum can vary more widely and often depends on both the casino’s policy and your card’s limit. Typically, online casinos might have a maximum per transaction for card deposits, often in the range of $1,000 to $5,000. Some might cap it at $2,000 per transaction to start.
Withdrawal Limits
If withdrawing to Mastercard, casinos often have a minimum withdrawal of $20 or $25 for card payouts.
Maximum withdrawal to a card might be capped per transaction (like $5,000). If you hit a jackpot larger than the max, you’d receive it in chunks or via alternative methods.
What to do if a Mastercard Deposit Fails?
- Double-check your card info: A single wrong digit in your card number or CVV can cause the transaction to fail.
- Make sure you have available funds or credit: Insufficient balance or credit limit can lead to a declined deposit.
- Don’t panic if your deposit is declined: It may be due to your bank’s policy on gambling transactions.
- Contact your bank if needed: Ask if they allow gambling-related charges on your card.
- Try a Mastercard debit card: These often have higher success rates since they pull directly from your bank account.
- Use a workaround if needed: If your direct deposit fails, try using Mastercard through PayPal, Play+, or another intermediary.
How to Withdraw Casino Winnings Using Mastercard
Cashing out your winnings is the best part of gambling online, and if possible, it’s nice to withdraw back to the same Mastercard you used to deposit.
Not every casino offers Mastercard withdrawals (some only pay out via methods like ACH or check), but many do allow you to withdraw to a Mastercard debit or credit card.
If this option is available, here’s how the withdrawal process typically works:
Meet All Withdrawal Requirements
Before withdrawing, ensure you’ve met all necessary conditions.
This includes completing any wagering requirements if you used a bonus, and verifying your identity if the casino hasn’t done so already.
Go to the Withdrawal (Cash Out) Section
Log in to your casino account and navigate to the “Withdraw” or “Cashier” section and then the “Withdraw” area. This is where you initiate a payout.
The casino will list the available withdrawal methods specific to your account.
Select Mastercard for Withdrawal
If you deposited with Mastercard, many casinos allow you to withdraw to the same card.
Some may even require your first withdrawal to go back to your deposit card (up to the original deposit amount).
Select Mastercard from the available options – it might already be saved from your deposit.
Enter Withdrawal Amount
Enter the amount you’d like to withdraw. Be aware of the minimum withdrawal amount (typically around $20), and check for any transaction caps (some casinos limit card withdrawals to $5,000 per transaction).
Larger payouts may be split, with the Mastercard portion up to your total deposit, and the rest sent via another method like bank transfer, due to anti-money-laundering rules.
Confirm and Submit Request
After selecting your card and entering the amount, submit your withdrawal request.
Unlike deposits, withdrawals aren’t instant. Most casinos have a pending review period (anywhere from a few hours to 48 hours).
During this time, the finance team checks for bonus abuse, verifies KYC, and approves the payout.
Wait for Processing and Funds to Arrive
Once approved, it can take 2–5 business days for your funds to appear on your Mastercard. The process works like a refund – your card issuer needs to post the credit to your account.
Some casinos may offer faster processing using services like Mastercard Send, but availability varies. If it takes longer than a week, contact casino support.
Check Your Card Statement
After the withdrawal is processed, you’ll see it as a credit on your card statement. For credit cards, it reduces your balance or appears as a positive credit.
For debit cards, the funds are added back to your linked bank account.
Fees for Using Mastercard for Gambling
Here’s a summary of everything you need to know related to fees when using Mastercard at online casinos.
Casino Fees
- No deposit fees: Legal US online casinos usually don’t charge you to deposit with Mastercard. If you deposit $100, you get the full $100 to play with.
- No withdrawal fees: Most casinos also don’t charge to send money back to your card.
- Rare exceptions: Some alternative methods (like wire transfers or paper checks) might carry fees.
Bank/Card Issuer Fees
Credit cards = watch out! Your bank might treat the deposit as a cash advance, triggering:
- A fee (usually $5–$10 or 3–5% of the deposit)
- High interest that starts immediately
Debit cards = safer: These avoid cash advance issues – your own money, no interest, and usually no bank fee.
Foreign Transaction Fees
- Not an issue on US sites. If you’re playing at a legal US casino in USD, there’s no foreign fee.
- Offshore sites or foreign payment processors could trigger a ~3% international fee.
ATM/Cash Advance Confusion
No ATMs are involved, but if your bank treats it as a cash advance, a service fee shows up on your card statement.
Some cards treat gambling as a regular purchase (ideal – no fee, and you may earn rewards).
Best move: Call your card issuer or check their terms before depositing.
Important considerations for Mastercard Withdrawals
- Not all U.S. casinos support Mastercard withdrawals; some may require ACH transfer, check, or another method like PayPal or Play+.
- If allowed, Mastercard credit card withdrawals often appear as a refund, while debit card withdrawals go directly to your bank account.
- Casinos may ask for your CVV code or partial card number for verification, and some may require a photo of your card for added security.
- Mastercard withdrawals are convenient if available, but they typically take a couple of days to process.
- Always check the casino’s banking FAQ to see if “Credit/Debit Card” withdrawals are supported.
Is It Safe to Use Mastercard at Online Casinos?
Safety is a top concern whenever money and the internet are involved. The good news is that using a Mastercard at a reputable online casino is very safe.
Both the payment technology and the casino industry’s regulations provide multiple layers of security to protect players.
Here’s why you can feel secure using your Mastercard:
Licensed online casinos use SSL (Secure Socket Layer) encryption on their websites, especially on the banking pages. You’ll notice the padlock icon and “https://” in the URL when you’re on the cashier page.
This means any personal or card data you transmit is scrambled and protected from eavesdropping. Your card details go through securely to the payment processor.
As mentioned earlier, many Mastercard transactions use an extra verification step.
This is part of Mastercard’s Identity Check program (formerly SecureCode), which is essentially two-factor authentication for online purchases.
For example, you might have to enter a one-time code sent to your phone or email by your bank to finalize the deposit.
This ensures that even if someone had your card number, they couldn’t use it at a casino without that second factor. It’s an added safety net specifically designed for online use.
Both the casinos and banks have systems in place to detect unusual activity. Online casinos will flag suspicious behavior on accounts (like someone else trying to use your account or multiple failed payment attempts).
Likewise, banks monitor for fraud – if someone stole your card info and tried making random charges, banks often catch it and alert you.
When you deposit at a casino, the bank knows it’s a gambling transaction and will verify it’s consistent with your normal spending patterns.
If something seems off, they might decline it or notify you to confirm. This real-time monitoring helps prevent unauthorized use.
It’s crucial to use legal, licensed online casinos (such as those regulated by state gaming commissions in NJ, PA, MI, etc.).
These sites are subject to strict regulatory standards for security and fairness. They undergo audits and must implement robust data protection measures.
Licensed casinos are required to keep your financial information safe and use secure payment processors. They also typically cannot even see your full card number after you enter it (it’s tokenized and stored safely).
Always avoid unlicensed offshore sites that might not have the same level of security or oversight – stick with trusted brands like the ones we recommended.
Mastercard (and Visa) have a policy that cardholders are not responsible for fraudulent charges on their cards.
If your card number was somehow misused at a casino without your authorization, you could dispute it with your bank, and you wouldn’t have to pay for those charges.
This zero liability guarantee protects you, making using a Mastercard as safe as or safer than many other methods.
Essentially, the bank or merchant eats the cost if it truly wasn’t you who made the charge, so you don’t lose money to fraud.
Online casino platforms invest in cybersecurity. They store sensitive data (like payment info) on secure servers behind firewalls.
Only authorized financial staff can handle withdrawal processing, etc., and they don’t share that data.
Many sites also tokenize card info – meaning they swap your card number with a random token for internal use, so even if someone breached the casino’s database (highly unlikely given security measures), they wouldn’t get actual card numbers.
When you use a Mastercard, you’re not sharing banking login credentials or anything; just the card details.
In a sense, this compartmentalizes the info you share. It’s safer than, say, wiring money to an unknown entity.
And legitimate casinos will only use your card info to process the transaction you authorized – they are not going to charge you arbitrarily without your input (and they couldn’t, because deposits have to be initiated from your side through the site interface).
Mastercard is a household name that people trust. This trust factor is a benefit in itself – you know the company behind that card is a massive, regulated financial entity.
When you deposit at a casino via Mastercard, the transaction is handled by well-established banking channels, not a sketchy middleman. That reputational reassurance can make new players more comfortable depositing online, especially at a time when they’re still unsure about online gambling.
In contrast, if someone only saw an option like “Pay via XYZ voucher,” they might hesitate because it’s unfamiliar. Mastercard’s brand recognition helps ease those worries.
How to Choose the Best Mastercard Casino
With so many online casinos out there, how do you decide which one is the “best” for using your Mastercard?
Here are some important factors and tips on choosing the right Mastercard casino for you:
Check Licensing and Legitimacy
First and foremost, make sure any casino you consider is properly licensed and legal in your jurisdiction.
In the US, this means it should be regulated by a state gaming authority (for example, the New Jersey Division of Gaming Enforcement, Pennsylvania Gaming Control Board, etc., depending on your state).
A licensed casino ensures your money is safe, games are fair, and that Mastercard transactions are handled securely. Look for the licensing information in the website’s footer – it should clearly state the regulator.
If a site is unlicensed or “offshore,” avoid it, even if it claims to take Mastercard, because you won’t have the same protections. Stick to the reputable, state-sanctioned casinos for your own safety.
Ensure Mastercard is Accepted for Both Deposits and Withdrawals
While nearly all casinos accept Mastercard deposits, not all allow withdrawals to Mastercard. If it’s important to you to withdraw to your card, check the banking page or FAQ to see if Mastercard withdrawals are supported.
The best Mastercard casinos will offer a full service, letting you deposit and cash out via your card for a seamless experience.
For example, some top casinos explicitly list Visa/Mastercard under withdrawal options (usually for debit cards). If a casino only allows deposits by Mastercard but forces withdrawal by something else, it’s not a dealbreaker (since you can withdraw via bank or PayPal), but it’s a small point in favor of those that do both.
Also, ensure there are no hidden fees the casino charges for card usage (rare, but good to verify they don’t pass any cost to you).
Look at Deposit Limits and Speed
Compare the deposit limits across casinos. If you’re a casual player, almost any site with a $10 or $20 minimum will do. But if you might deposit larger amounts, look if the casino has a comfortable maximum for you.
Some casinos might limit first-time deposits to a certain amount until you’re verified. Others allow huge deposits or can raise limits on request. Choose a casino that fits your budget and play style.
Also, consider how quick and reliable their deposit process is. Many casinos will advertise things like “Instant deposits with credit cards,” which is standard, but you might find player reviews noting if a particular casino’s card processing is exceptionally smooth or if it tends to have hiccups.
Evaluate Payout Speed and Policies
If you plan to cash out winnings, look for a casino known for fast payouts. Some casinos process withdrawals faster than others. You can often find this info from reviews or even the casino’s own statements (e.g., “97% of withdrawals approved within 24 hours,” etc.).
The best Mastercard casinos will aim to approve your withdrawal request quickly and get your money on its way. Check if they have a pending period or if they allow you to reverse withdrawals (some players don’t like that feature as it tempts them to cancel and gamble the money).
A good casino will have clear information on withdrawal timeframes for Mastercard. If quick access to winnings is a priority, pick a site with a reputation for speed or multiple payout options (so if the card is slow, you could switch to PayPal, for example).
Compare Bonuses and Promotions
Since you want to use Mastercard, make sure the casino’s bonuses are favorable for card users. Read the bonus terms, ensure there’s no exclusion for credit card deposits (there usually isn’t for welcome bonuses in the US, but just double-check).
Also, see what the welcome bonus is and the ongoing promos. Some casinos might even mention that certain cards qualify for special offers, though that’s uncommon. The best Mastercard casinos will let you claim the full welcome bonus with your card deposit.
If two casinos are equal in other respects, you might choose the one with the bigger or easier-to-clear bonus.
For instance, if Casino A offers a $500 match and Casino B offers a $1000 match for the same deposit amount, you might lean toward B for more value, as long as other factors like safety and game selection are solid. Remember to consider wagering requirements too.
Game Selection and Software
You’ll be spending your deposited money on games, so the casino should have the games you want to play!
Check the site’s library – do they offer plenty of slots (and your favorite titles or new releases)? Do they have the table games you enjoy (blackjack, roulette, baccarat, video poker, etc.)? What about live dealer games?
If you have a niche interest like live poker or specific slot providers, see if those are present. The best Mastercard casinos often are the larger platforms that have hundreds or thousands of games, including progressive jackpots and exclusives.
If you care about sports betting or poker as well, maybe look for an integrated platform (like BetMGM or DraftKings that have a casino and sportsbook under one roof, where one Mastercard deposit can fund both).
The idea is to choose a casino where you’ll be entertained and happy to use your funds.
Mobile Compatibility
If you plan to play on your phone or tablet, verify that the casino has a good mobile app or mobile-optimized site. Most top casinos do. You should be able to deposit with Mastercard easily from your mobile device as well.
A good mobile interface will save your card (securely) so future deposits are just a couple of taps with maybe CVV entry.
Read app reviews or test it yourself with a small deposit to gauge the user experience. The best casinos make depositing and gaming on mobile just as smooth as on desktop.
Customer Support Quality
Reliable customer support is a hallmark of a good casino.
In case you ever encounter an issue with your Mastercard deposit (like a charge that didn’t credit to your account or a withdrawal taking longer than expected), you want responsive support. Check if the casino offers 24/7 live chat or phone support.
Try asking them a question and see how helpful they are. Quick and knowledgeable support can resolve payment issues in a pinch, which is invaluable. Some sites even have dedicated support for banking queries.
Loyalty Programs and VIP Perks
Consider the loyalty program if you plan to play regularly. Does the casino reward you for your play (and deposits)? Many have point systems or tiers that could lead to benefits like cashback, free bets, or other perks.
While not directly a Mastercard factor, if you’ll be depositing frequently with your card, it’s nice to get some return. Also, at higher VIP levels, some casinos assign you a host who can assist with larger deposits or expedite withdrawals.
If you think you might reach those levels, that could smooth out any issues with using your Mastercard (like waiving certain limits or fees, etc.). So, a strong loyalty scheme is a plus.
Reviews and Player Feedback
Finally, do a quick check of player reviews for the casinos on your shortlist. See what real users say about depositing with Mastercard. Did they experience declines, or was it easy? Did withdrawals come without hassle?
Reviews will often mention if a site has a pattern of payment issues or if it’s generally trustworthy. Keep in mind any site might have a few negative reviews (people often post when unhappy, less so when everything’s fine), but look for overall trends.
Mastercard Casino Pros and Cons
Pros
Widely accepted at most U.S. casinos – easy to find a site that supports it. Instant deposits let you start playing right away. High security and fraud protection with encryption and zero liability. Eligible for welcome bonuses and promotions. Flexible payment options – use credit for convenience or debit for control. Familiar and easy to use – no setup or learning curve.
Cons
Some casinos don’t allow Mastercard withdrawals, or only support them for deposits. Withdrawals are slower than with e-wallets, and may require alternate cash-out methods. You still have to share your card info on the casino site, which some may find risky. Credit cards can lead to overspending if not managed carefully. Requires having a card – getting one (especially a credit card) involves an application.
Mastercard Payout Speeds vs Other Methods
Wondering how quickly you’ll see your winnings after using a Mastercard at an online casino?
While not instant, Mastercard offers moderately fast withdrawals, often beating ACH or checks, but trailing behind e-wallets like PayPal.
Here’s a quick breakdown comparing Mastercard to other common withdrawal options:
| Payment Method | Approval Time | Time After Approval | Total Time Estimate | Note |
|---|---|---|---|---|
| Mastercard (Credit/Debit) | 0–2 business days | 1–3 business days (up to 5 max) | 2–5 business days | Faster with debit; weekends/holidays may slow it down |
| PayPal / E-Wallets | Usually within 24 hours | Instant to a few hours | ~1 business day | Fastest option if available |
| ACH / eCheck | 0–2 business days | 2–5 business days | 3–7 business days | Reliable but slightly slower overall |
| Prepaid (Play+) | Usually same day | Minutes to few hours | Same day or 1 business day | Fast and convenient if supported |
| Cash at Casino Cage | Usually within 24 hours | Immediate upon pickup | Same or next day | Requires a trip to a physical location |
| Paper Check by Mail | 0–2 business days | 7–10 business days | 7–12 business days | Slowest method; rarely used anymore |
Final Thoughts
Using Mastercard at online casinos is an excellent option for U.S. players seeking a secure, fast, and bonus-friendly banking method.
You can deposit instantly, play at top-rated casinos like DraftKings, BetMGM, Caesars, and more, and take advantage of big welcome bonuses and promotions – all with the convenience of a card that’s likely already in your wallet.
Just remember to gamble responsibly, keep an eye on any potential credit card fees, and choose reputable licensed casinos for the best experience.
With the information in this guide, you’re ready to confidently enjoy what Mastercard casinos have to offer.
Good luck and have fun at the tables or slots!
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